Later life lending


Available to over 55’s, with a lifetime mortgage you can release a lump sum from your property, allowing you to start enjoying the fruits of your labour.

(Referral only, no advice available)

 Available by referral to a trusted third party only. We do not take responsibility for the advice/service being provided by any third party firms.

What is Later life Lending?

A later life mortgage is a mortgage aimed at homeowners aged 55 or over and allows you to borrow money based on the value of your home, while continuing to live there. Later life mortgages include lifetime mortgages and retirement interest-only mortgages.

It’s an ideal opportunity to release some funds to do the things you’ve always wanted, whether it’s that holiday you’ve always promised yourself, a house deposit for your children or helping the grandkids through university.

What Next?

Before deciding on whether this type of mortgage is right for you, you should speak to an adviser who is fully qualified and specialises in Later Life Lending advice. An adviser can explain what is involved and any other options available before you proceed.   

We currently do not offer advice on equity release, but instead would be pleased to refer you to our trusted team of Later Life Lending advisers, to help unlock the potential of the savings tied within your property.

Equity Release includes Lifetime Mortgages and Home Reversion Schemes. Whilst we would refer you to an approved specialist for Lifetime Mortgages, a different specialist would be required for any Home Reversion Scheme requirements